After having worked for several major insurance companies, Trevor Honey established CamOuse Financial Services in March 1988. Providing a personal financial planning service for individuals and small business, Trevor quickly established a local client base and worked with other professional advisers. He found the requirements of personal financial needs were often best served when addressed in association with client accountants and solicitors. This has ensured a good working relationship with clients when addressing their whole financial needs.
The complexity of meeting client financial needs has meant an ongoing personal and business development. To help provide high quality research and due diligence, Trevor decided that the business required external support and greater breadth of skills. In consequence, CamOuse Financial Services became a member of Countrywide Independent Advisers, that has subsequently been merged with five other networks that are now collectively known under the Sesame brand.
In 2003, CamOuse Financial Services became a limited company.
To offer the breadth of expertise required by a general practice Independent Financial Advice service, Trevor was initially joined by Kevin Hodgson and Clive Nickalls. To continue with the growth of the business and specialisation required, further qualified advisers Andrew Overitt, Lee Pooley and most recently Michael White have joined the company.
During 2005 CamOuse left Sesame and joined Sesame Select to become directly authorised.
Trevor Honey has achieved the following qualifications: B Ed Hons FPC 1,2,3 CeMap, K10 K20 CF7, JO4, JO5, JO6 & Diploma in Financial Planning.
Clive has been an IFA since 1986 having previously been a Retail Bank Manager. He joined CamOuse Financial Services in July 1996.
Clive specialises in Investments, Residential and Commercial Mortgages and Re-Mortgages, Lifetime Mortgages, Personal and Corporate Protection, Keyman, Share and Partnership Assurance.
Clive is able to advise on Group and Personal Pensions as well as Self-Invested Personal Pensions and Property purchase using a pension.
Clive Nickalls has achieved the following qualifications: FPC 1,2,3,CeMap, MAQ, HR1 and CF7
Andy started his Financial Services career in September 1971 with Sun Life in their Pension Scheme department.
After seven years he trained as a representative of the company, and then in July 1979 became the representative for the Cambridge area, living in the South Cambridgeshire area ever since. He spent the next three and a half years calling on financial advisors in the Bedfordshire and Cambridgeshire region.
Andy then decided in 1983, at the age of 30 to set-up his own Independent Financial Advice Insurance Broking company in Sawston. Then in 1995 he joined the Countrywide Network (now Sesame). Having known Trevor Honey since 1983 (and encouraged him to start his own business) Andy joined CamOuse in 1996.
In conclusion, Andy has had varied and wide experience within the ever-changing world of Financial Services covering all areas from pensions to investments, inheritance tax planning to mortgages and general financial advice and is always keen to develop a long term relationship with all his clients.
Andrew Overitt has achieved the following qualifications FPC 1,2,3 and MAQ.
Lee joined CamOuse in September 2003, having previously worked for two local Independent Financial Advisers over the last seven years.
Although predominantly involved in the mortgage and protection assurance market, Lee is a general practitioner, able to advise on a number of aspects, including pensions, wealth management and investments.
After having two young children of his own, Lee realises the importance of sound financial planning for the whole family: funding for education, first time buyers with their mortgage or grandparents looking to maximise their income in retirement.
Lee has a number of professional connections in the area, including accountants, solicitors and corporate specialists.
Lee has achieved the following qualifications: FPC 1,2,3, EROI, JO1 & CeMap.
Rhian joined CamOuse as our first female advisor in May 2011.
She started her career in financial services with Barclays Bank as a personal banker having previously always worked in customer service positions. She was then promoted and re-trained as a financial advisor, taking all the necessary qualifications and gaining experience in face to face advice.
Rhian is able to provide advice on investments, pensions, protection and long term care. She is also due to take the necessary qualification to provide advice on equity release.
Rhian has achieved the following qualifications: CeFA 1, 2, 3 and 4, CF8, R03 and in February of this year achieved the post RDR required level 4, Diploma in Investment Planning.
Simon Lander started his first business as a General Insurance Broker in 1987 based in the Essex market town of Saffron Walden and later that year started to offer Independent Financial Advice through Simon J Lander & Co Ltd.
Simon has known Trevor and most of his team since 1994 when they were all members of the same advisory network and in 2005 Trevor and his team started to manage the affairs of a large number of the clients that Simon built up, in order to allow Simon to establish a very specific and tailored fee based comprehensive financial planning business. Early August 2009 finally saw Simon joining forces fully with the CamOuse team.
Simon specialises in advising directors, shareholders, business owners and private clients to accumulate, protect and enjoy financial freedom for the remainder of their lives. Simon predominately acts for clients on a fee basis. He likes to utilise when appropriate the latest technology solutions to assist clients in achieving their financial goals. After all the role of a qualified professional Financial Planner is to look at all aspects of the client's lifestyle, goals and requirements and develop a financial strategy suitable for you.
Simon Lander has achieved the following qualifications: JO1, FPC 1,2,3 and MAQ and is presently studying the additional units required to become a Diploma Holder in Financial Planning. He is a member of the Institute of Financial Planning.
